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an employee, who retires after April 1, 1979, with ten or more years of

active State service and subsequently dies, shall be permitted to continue

coverage in the health insurance program with payment at the same
contribution rates as required of active employees for the same coverage.

(b) The unremarried spouse and otherwise eligible dependent children of
an active employee, who dies after April 1, 1979 and who, at the date of

death, had at least 10 years of benefits eligible service and who was at least
45 years of age and was within 10 years of the minimum retirement age

shall be permitted to continue coverage in the health insurance program
with payment at the same contribution rates as required of active

employees for the same coverage.
§9.28 Service Requirements/Sick Leave Credit

(a) Employees covered by the State Health Insurance Plan have the right
to retain health insurance after retirement upon completion of ten years of

service.
(b) An employee who is eligible to continue health insurance coverage

upon retirement is entitled to a sick leave credit to be used to defray any
employee contribution toward the cost of the premium. The basic monthly

value of the sick leave credit shall be calculated according to the procedures
in use on March 31, 2007. For employees retiring on or after October 1,

2011, the calculation of sick leave credit shall be based on the actuarial
table Section 41J in effect on October 1, 2011. Employees retiring on or

after January 1, 1989 may elect an alternative method of applying the basic
monthly value of the sick leave credit. Employees selecting the basic sick

leave credit may elect to apply up to 100% of the calculated basic monthly

value of the credit towards defraying the required contribution to the
monthly premium during their own lifetime. If employees who elect that
method predecease their eligible covered dependents, the dependents may

continue to be covered, but must pay the applicable dependent survivor

share of the premium. Employees selecting the alternative method may
elect to apply only up to 70% of the calculated basic monthly value of the
credit toward the monthly premium during their own lifetime. Upon the

death of the employee, however, any eligible surviving dependents may

also apply up to 70% of the basic monthly value of the sick leave credit
toward the dependent survivor share of the monthly premium for the

duration of the dependents' eligibility. The State has the right to make

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